Mortgages & Insurance Resource September 19, 2023

Home ownership schedule 101

We have all been there with the middle of the night smoke detector battery. But, here’s how you avoid the most annoying alarm clock of all time. Create a set maintenance schedule. This goes beyond just changing your batteries in the detectors. Having this schedule will also help to ensure your home stays in tip top shape!


  • Inspect HVAC filters. Replace if necessary. In houses with more dust or pet dander, you may need to replace them more frequently.
  • Clean kitchen sink disposal. You can use vinegar ice cubes. Put some vinegar in an ice tray, let it freeze, and then run the ice cubes through the disposal.
  • Inspect fire extinguishers. Make sure they’re in good working condition and easy to access.
  • Clean range hood filters. If you cook a lot, this can get pretty grimy.

Quarterly (every 3 months):

  • Test smoke and carbon monoxide detectors. Change batteries as necessary.
  • Inspect water softener. Add salt if necessary.
  • Check garage door auto-reverse feature. Place a 2×4 on the ground where the door would close. It should reverse after hitting the 2×4.
  • Inspect the water heater’s pressure relief valve. This prevents buildup of excessive pressure.

Biannually (twice a year):

  • Inspect roofs. Check for damage, missing shingles, or wear.
  • Deep clean and inspect the entire house. This includes the windows, exteriors, gutters, and chimney.
  • Vacuum refrigerator coils. This will help your refrigerator run efficiently.
  • Replace batteries in smoke/carbon monoxide detectors. Even if they seem fine, it’s a good preventative measure.


  • Service your HVAC systems. Have a professional check your heating and cooling systems.
  • Inspect the exterior of your home. Check for cracks, damage, and wear. Look particularly at paint and siding.
  • Clean out septic tank (if applicable).
  • Inspect kitchen and bathroom caulking and grout. Repair as needed.
  • Inspect and clean chimney. If you use your fireplace often, consider doing this more frequently.
  • Drain and flush the water heater. This helps to remove sediment.
  • Inspect and repair driveway and walkways. Fill cracks or reseal as necessary.
  • Inspect and clean gutters. Check for leaks or blockages, and make sure they’re directing water away from your home’s foundation.
  • Trim trees and shrubs that are touching your home’s exterior.
  • Inspect your home’s foundation for cracks or shifts. Also check for water pooling, which can be a sign of drainage issues.
  • Inspect attic and basement for pests, moisture, mold, or any other issues.

Please contact me for any contacts to make these lists happen.